Auto Insurance 101
Bristol West® offers quality auto insurance at affordable rates for a wide range of drivers. Whether you have a less-than-perfect driving record, no prior insurance or traffic violations — even a DUI — our coverage options can help you get the coverage you want. We make getting covered as easy as possible.
You can be confident knowing Bristol West has coverage for you
Liability insurance
helps cover the cost of the other driver's property and bodily injury expenses if you're found at fault in an accident.
Comprehensive insurance
provides coverage for physical damage from events that are out of your control, like theft or vandalism and weather events.
Collision insurance
helps cover damage when your vehicle collides with another car or object.
More coverage options:
As a Bristol West customer, you’ll enjoy:
By providing a driver permission to use your vehicle, they are covered under your vehicle’s insurance.
Liability coverage is provided for a trailer you own that is attached to a covered vehicle.
If you rent a car, you’ll enjoy the same coverage as your personal, Bristol West insured vehicle.
Extends your personal auto policy limits and coverage if you conduct Rideshare activities, including Uber Eats.
Coverages are not available in all policies. Where available, coverages may be subject to additional terms, conditions, or limitations.
Bristol West works to make Auto Insurance easy
Bristol West works to make Auto Insurance easy
No Prior Insurance? We can help:
If you never had car insurance, or you let your car insurance lapse, Bristol West can help. We accept nearly all customers with, or without, prior car insurance at competitive rates.
Why choose Bristol West?
Bristol West offers flexible, hassle-free car insurance to fit most budgets. Get an online quote today. We offer competitive rates and payment options, some of which include lower down payments to meet your needs.
If you received a DUI / DWI or OWI conviction, we can help:
Bristol West also offers you with reasonably priced coverage if you are convicted of driving under the influence (DUI), driving while intoxicated (DWI), or operating while intoxicated (OWI). We also can provide an SR-22/FR-44 certificate of financial responsibility, if needed. Contact us today by starting a quote below!
If you need an SR-22 / FR-44, we can help:
An SR-22 is a certificate of financial responsibility, required for some drivers by their state or court order. An SR-22 is not a coverage or type of insurance, but a certification form filed with your state. This form serves as proof that your auto insurance policy meets the minimum Liability coverage required by state law. An FR-44 is like an SR-22 form in that it proves that a driver is carrying active Liability insurance that meets or exceeds state-minimum coverage requirements. The FR-44 is used in Florida and Virginia. You can request an SR-22/FR-44 when you buy a policy or have it added to your existing policy. You will need to purchase and maintain Liability insurance coverages to get a filing.
We provide Rideshare coverage:
Bristol West offers Rideshare coverage as an optional endorsement. Rideshare coverage is a smart choice if you drive under a ridesharing platform like Uber® or Lyft®. Rideshare coverage fills the gaps between your personal insurance and any insurance provided by the ridesharing company, so you’re protected, whether you’re waiting for a ride request or dropping someone off. (Not available in all states.)
Need Car Insurance, but don't own a car, we can help:
If you don’t own a car, or don’t have regular access to a vehicle, a Non-Owner (also known as Named Non-owner or Named Operator) Auto insurance policy might be right for you. If you cause an accident while borrowing a vehicle, a Non-Owner policy provides Liability coverage for bodily injury and property damage. It doesn't cover damages to the vehicle or your own injuries after an accident. However, this policy does insure you if you're liable for damages or injuries in an accident. An SR-22/FR-44 certificate of financial responsibility can be added and other Liability coverage may be available. (Not available in all states.)
Coverages are not available in all policies. Where available, coverages may be subject to additional terms, conditions, or limitations.